The Epitomy of Stupidity

I just made a majorly stupid mistake. I forgot to pay my credit card bills. And got charged $75. It would have been only $25… but ‘cos i thought i paid my bills, when i didn’t.. so all 3 cards got levied a $25 late charge, adding up to $75.

Which is DAMN FREAKING STUPID of me. I should’ve just kept to using 1 card… but i had to go use all 3. Idiotic right? Itchy backside lah!

I use the UOB Mini card for all my petrol bills. This is for easy tracking of my petrol expenses. I use the UOB Ladies card for all my other purchases… no particular reason… i just thought the card looked nice. And the last card, the UOB MTV card, my starhub hp line is charged it to… this is an arrangement from almost 2 years back, when i was still using the card for other stuff as well.

Anyway, see how stupid i was? If i wasn’t lazy… and just put everything on 1 card, then i would’ve just been penalized $25 for forgetting to pay the bill!! After all, it’s not as though i get a higher credit limit with 3 cards from the same bank! In fact, the only reason why i signed up for the different cards is ‘cos of the different promotions at the point of signing up.

Grr… i’m quite annoyed now. Going to change my starhub billing to my Ladies card & terminate the MTV card. Will have to keep an extra card just in case 1 konks out… just like my DBS ATM card now. I’m perpetually transferring money from my DBS a/c, to my UOB a/c, just so that i can use my UOB ATM card to draw money…. till i have the time to go to the bank to get a new DBS ATM card.

ARGH!!!!

4 thoughts on “The Epitomy of Stupidity”

  1. Sorry to hear that. Sucks and worse part is that UOB is going to make money of you. One of the reason why I resist the temptation to sign up for anymore cards. 2 enough…

  2. Hi,
    Your blog looks cool. I am in search of similar template code in bloggertemplate.com.
    The link there is not getting connected to sharemation. Also I tried to use the source code from ur blog, but I am not sure y its not working properly. I would be glad if you can send me the code downloaded from bloggertemplate.
    Please mail it to me to this add
    viswanath.akella@gmail.com
    Thanks & Regards,
    Akella.

  3. Hi Akellablogtry2,

    If u scroll right to the bottom of bloggertemplates, u’ll see step by step instructions on how to use their templates.

    I borrowed their templates but customized them for my own usage… so it’s not quite the standard template anymore.

Leave a Reply

Your email address will not be published. Required fields are marked *